Begin the application

Equipment financing

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Term
1–5 years
Cost
As low as 8%
Repayment
Monthly

Begin the application

A table saw's blade cutting through a length of timber.

Equipment financing

What it is, and how it repays

Equipment financing covers the cost of buying or leasing what your business runs on. Most owners hear the phrase and picture tractors and backhoes — construction equipment is certainly financeable, but so are refrigerators, vehicles, medical devices, ovens, servers and computers.

Exact qualifications vary by lender and by the equipment itself. If you do not meet all of them — a credit score under 650, say — solid cash flow can still make the case.

The test that matters most here

A term the purpose can live with

Does the money stay borrowed for about as long as it takes to earn its keep?

Terms run from one to five years, repaid monthly. The test is simple: will the equipment still be earning when the last payment goes out?

All five tests →

What it gives you

What lenders usually look for

  • 12+ months in business
  • 650+ credit score
  • $50,000+ annual revenue
  • Quick and easy application

The application

Begin the application

A couple of minutes: the amount, how to reach you and a few questions about the business. It costs nothing, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours