Short-term loan

Short Term Business Loan

Fund your business on your terms.

Funding amount: $10K – $1M
Funding speed: As quick as 1–2 days
Cost: Beginning at 6%
Term: Up to 24 months

A café owner standing behind his counter, arms folded.

Short-term loan

What it is, and how it repays

A short term loan works like a term loan with a shorter payback period, usually a year or less. It is built for the things that cannot wait: an unexpected cost, a slow season, a short project that will pay for itself.

You may be in a hurry to get financing, but rushing into the wrong short term loan is expensive. A funding specialist goes through the offers with you before you sign anything.

The test that matters most here

A payment the slow week can carry

Could the business make this payment in its quietest week of the year?

Terms run up to 24 months, and the shorter the term, the larger each payment. Hold it up against the slowest week of the year, not the best one.

All five tests →

What it gives you

Why owners choose it

A repayment schedule set before you sign
Funded in as little as 1–2 days once approved
Put it to whatever the business needs
No out-of-pocket fees

The application

Begin the application

A couple of minutes: the amount, how to reach you and a few questions about the business. It costs nothing, and nothing is agreed until you accept an offer.

The six