Begin the application

The process

Three steps, and the deciding stays with you

Short at the start, careful in the middle, and nothing agreed until you say so.

Begin the application

An owner working at a standing desk in a bright, open studio.

Step I

Send the short application

How much, how to reach you, and a few questions about the business. No documents to gather first, and no fee of any kind.

  • A couple of minutes
  • Free to send
  • No obligation
A florist filling in a form on her laptop among the day's flowers.

Step II

A specialist gathers the offers

Your application goes to our funding partner and a specialist takes it to the lenders most likely to fund a business like yours. What comes back is set out the same way, offer by offer.

  • One application, many lenders
  • Every offer in the same format
  • The total repaid on each
A specialist at his desk, working through a file on screen.

Step III

Hold each offer to the standard

Run the five tests, ask anything, and take as long as you need. Accept one and, once approved, funding can arrive in as little as 24 hours.

  • Five questions per offer
  • Straight answers to each
  • Funding in as little as 24 hours once approved
Two owners reading something on a laptop together before deciding.

The network's figures

The lending network behind every application

80+lenders in the network
25,000businesses funded
24 hrsto funding once approved

These are totals for the lending network Paragon Business Funds works through, not for Paragon on its own.

What does not bend

Four things that stay the same for every applicant

A standard only means something if it holds when it is inconvenient. These four do.

No cost to apply
Applying, being matched and reading your offers cost the business nothing.
No obligation
Nothing is agreed until you accept an offer, and you are free to accept none.
Businesses only
Paragon arranges funding for businesses. It never arranges personal or consumer loans.
Named recipients
Who receives your application is written in our Privacy Policy, by name, not as “partners”.

The application

Begin the application

A couple of minutes: the amount, how to reach you and a few questions about the business. It costs nothing, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.